The Financial Safety Net for Gig WorkersYour earnings
aren't working
for you.
EarnFlow automatically splits your gig income — save, spend, and earn yield on autopilot. Built for Indonesia's 3.7M+ gig workers.
Total Earnings
Rp 12.4M
Liquid Balance
Rp 8.7M
70% of income
Yield Earned
Rp 450K
This month from IDRX pools
Income sprawl is
holding you back
from building wealth.
EarnFlow puts your money to work
Turn fragmented gig earnings into an automated savings and yield engine — personalized to your cash flow.
Aggregate Everything
Connect Grab, GoTo, Shopee and more. Every payment lands in one smart wallet automatically.
Smart Auto-Split
Customize your split: 70% liquid, 30% yield. Automatically routed every time you earn.
Yield Everywhere
Your savings portion enters high-yield IDRX stablecoin pools. Earn while you rest.
Savings that grow themselves
Stop letting your hard-earned money sit idle. Every ride, every delivery, every gig automatically feeds your yield engine — so your savings compound while you keep earning.
Yield Dashboard
Auto-aggregate sources
Link your gig platforms and e-wallets. Income flows in automatically as it's earned.
Catch every opportunity
AI monitors pool rates 24/7 and rebalances your funds to maximize returns without you lifting a finger.
No more idle capital
Stop letting answers live in your bank's zero-interest account. Access your liquid funds instantly while the rest works for you.
Instant access, zero friction
Withdraw to any e-wallet instantly. Your liquid balance is always ready — no lock-up periods, no penalties.
See your money grow, weekly
Get clear, simple reports showing exactly how much your idle money earned. No complex DeFi jargon.
Convert idle funds to action
From micro-loans to yield-funded insurance — your on-chain earning history unlocks financial products that were never available to gig workers before.
Income-Based Micro-Loans
Your historical on-chain earnings serve as your credit score. Earn Rp 5M/month? You're eligible for up to Rp 1.5M in uncollateralized loans.
Yield-Funded Insurance
A fraction of your yield automatically pays for micro-insurance — vehicle coverage, health, or BPJS equivalent. Protection that costs you nothing extra.
The new way gig workers save.
"I used to let my earnings sit in GoPay earning nothing. Now EarnFlow auto-splits everything and I made Rp 1.2M in yield last quarter without lifting a finger."
"As a Shopee courier, my income varies wildly. EarnFlow's auto-split means I never have to think about saving — it just happens. My family finally has a safety net."
"The micro-loan feature changed everything. My on-chain earnings unlocked a Rp 1M loan for bike repairs — approved in minutes, no collateral needed."
Connect EarnFlow to Every Platform You Use
Link your gig platforms, e-wallets, and DeFi protocols. Aggregate income and deploy yield in every currency, on every chain.
See All IntegrationsEnterprise Grade Security Built to Scale
We ensure security and compliance at every layer. Your funds and data are protected by institutional-grade infrastructure built on Solana.
Visit Our Trust CenterStart earning
yield today.
Find out what EarnFlow can do for your earnings. Join thousands of gig workers already building their financial safety net.